YOUR SCORE.
YOUR SAVINGS.
YOUR ROAD FORWARD.
Most fleet operators have never seen their CAB score — but their insurance carrier checks it every single month. We pull it, identify the gaps, train your drivers, and connect you with carriers that reward a safer fleet with real cost savings.
Your Fleet CAB Score
What Is a CAB Score —
And Why Does It Matter?
The Central Analysis Bureau (CAB) has been collecting commercial fleet data for over 70 years. Insurance underwriters use it to decide whether to cover your fleet — and at what price. Most operators have never seen theirs.
Think of your CAB report as a credit score for your fleet. Every DOT number has one. It's updated monthly and pulls from federal FMCSA data, roadside inspection records, accident history, driver violations, and prior insurance cancellations — combining them into a risk profile that underwriters consult before they ever quote you a rate.
The problem? Fleet owners aren't notified when their score changes. A single roadside violation, an unreported incident, or a lapse in documentation can shift your standing before your next renewal — costing you thousands in premium increases you never saw coming.
Unlike the public SAFER database, which gives a surface-level snapshot, the CAB report goes deeper — giving carriers a detailed risk picture that directly drives your coverage options and pricing. If your score is below 750, you're likely leaving money on the table.
Updated Monthly
Your CAB profile is recalculated every 30 days — whether you know it or not. One bad inspection can move the needle before your next renewal.
Hidden From Most Operators
Unlike a credit score you can pull yourself, most fleet owners have no idea their CAB report exists — let alone what's in it.
Directly Tied to Your Premiums
Underwriters use CAB reports as a primary underwriting tool. A poor score can cost you more than any claim ever did.
Telematics Can Change It
Documented GPS and dashcam safety data is increasingly recognized by carriers as evidence of proactive risk management.
The CAB Score Traffic Light System
Insurance carriers interpret your CAB report as a green, yellow, or red signal. Here's what each level means for your coverage, options, and costs.
Your fleet is a preferred risk. Carriers compete for your business, coverage options are broader, and you qualify for programs that can subsidize a portion — or all — of your telematics costs.
Best Rates · Subsidy EligibleYou have coverage, but carriers are applying surcharges. With targeted safety training and documented improvement, this tier is very movable — often within 60–90 days.
Higher Premiums · ImprovableMany standard carriers will decline to quote. Coverage may be limited to surplus markets at significantly higher rates. An immediate remediation plan is critical before your next renewal.
Limited Options · Urgent ActionScore. Train. Save. Repeat.
A four-step program that takes your fleet from unknown risk to preferred carrier status — and turns those improvements into real, measurable savings.
We pull your CAB report using your DOT number and give you a plain-language breakdown of exactly where you stand and why — no insurance jargon, no guesswork.
Our team reviews your report line by line, pinpointing violations, behavioral patterns, and documentation gaps pulling your score down and driving your premiums up.
We deploy targeted safety training courses for your fleet's specific risk areas. Paired with ClearPath GPS data, your progress is documented and verifiable to carriers.
With an improved score, our insurance broker partners connect you with carriers willing to subsidize a portion — or all — of your telematics costs as a safer risk.
Built for Every Fleet, Every Stage
Whether you're already a ClearPath customer or just hearing about telematics for the first time, this program has a clear path forward for you.
You already have the telematics data — now let's put it to work. We'll use your ClearPath history as documented evidence of safe fleet management and build your case for a score review and carrier subsidy.
Running vehicles commercially without telematics means your CAB score is flying blind. We'll identify what's pulling it down and show you exactly what ClearPath GPS can do for your renewal rates.
Refer your fleet clients to our program and give them a tool that helps retain their business at renewal. Better-risk clients mean fewer claims, stronger relationships, and a competitive edge for your book.
Find Out Where Your Fleet Stands Today
Give us your DOT number and we'll pull your CAB report, walk you through what it means, and outline your path to a better score — at no cost and no obligation.